And in my mind, nothing is not a fair investigation.”. Buisch could not recall whether she was the person who drew Wiles' blood on the night of the accident. Video . Advertisement. “An imperfect investigation, standing alone, is not sufficient cause for recovery [of attorney fees] where the insurer, in fact, has objectively reasonable basis to deny coverage.” 14 Couch on Insurance § 207:25 (3d ed.2005). 40–256, the district court found that AFLAC “failed in its duty to conduct a good faith investigation and therefore failed to pay this claim without just cause or excuse.” The district court reasoned: “The Court feels the Defendant had enough information to show an investigation was warranted. Approximately 2 hours later, Wiles left to drive to another friend's house. But Davis ' factual distinctions make it unpersuasive in the present case. 40–256, arguing that it had just cause or excuse to deny Wiles' claim and that even if it had undertaken additional investigation, a good faith legal controversy over coverage still existed. Wiles v. American Family Life Assurance Co., No. Lastly, the panel determined that AFLAC acted with just cause or excuse in denying Wiles' claim and therefore reversed the district court's award of attorney fees. Selig testified that if the hospital's procedures were followed, Wiles' blood sample should not have been contaminated. AFLAC moved to admit a copy of the toxicology report, and Wiles objected, citing a lack of foundation because there was no evidence indicating who drew Wiles' blood and therefore there was no evidence to establish that hospital procedures were actually followed. Specifically, K.S.A. While there, he drank some vodka mixed with orange juice but could not remember how many drinks he consumed. Credit Corp. v. Legion Ins. Georgia News | Updated Sept 3, 2020 The roadway is closed in the area as Florida Highway Patrol troopers investigate. Brenda and her husband, Michael… Being a nurse she exited her car to check on the young man in the accident. Wiles testified that on the evening of the accident, he went to a friend's house to watch the NCAA tournament. Diversified Financial Planners, Inc. v. Maderak, 248 Kan. 946, 950, 811 P.2d 1237 (1991). That tube is placed in another container which is also sealed with evidence tape; and the sealed container is then handed directly to law enforcement officers. But we are not in a position to reweigh the evidence presented to the trial judge. No evidentiary rule requires a foundation; rather, it is a “loose term for preliminary questions designed to establish that evidence is admissible.” A.I. See O'Brien v. Leegin Creative Leather Products, Inc., 294 Kan. 318, 361, 277 P.3d 1062 (2012) (when party does not object to district court's failure to make adequate findings of fact and conclusions of law, appellate court can presume district court found all facts necessary to support its judgment). Car Accidents. Jeremy A. WILES, Appellee, v. AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS (AFLAC), Appellant. Wiles, 2012 WL 3171961, at *6. 2012 WL 3171961, at *9–10. Next, we hold that the district court did not abuse its discretion in refusing to admit the toxicology report as a business record based on its implicit finding that the method and circumstances surrounding the report's preparation did not indicate sufficient trustworthiness. Consequently, Wiles filed suit against AFLAC, seeking coverage under the policy. Microsoft Edge. A driver in a car crash Friday night with a former local football star in Thousand Oaks has died as a result of his injuries. After reading Sandberg's report indicating that alcohol was a contributing factor to the accident, AFLAC requested a copy of the hospital's toxicology report. “While on her way to work she witnessed a car crash in front of her. See Clark, 227 Kan. at 494, 608 P.2d 903. Ross David Cleveland OH, Schulman Jack M Atty Cleveland OH, Scheufler Alan W Atty Cleveland OH, Saunders, Mary Jane Cleveland OH, Sauer, Joseph M Cleveland OH, Saralino, Mark D Cleveland OH, Santosuosso, Cara L, JD Cleveland OH, Sanson Michael A Cleveland OH, Sanford E Watson Aty Cleveland OH, Ryland, Joshua M Cleveland OH, Roche Patrick F Aty Cleveland OH, Rose Bruce R Cleveland OH, … Wiles petitioned this court for review, arguing that the Court of Appeals erred in determining AFLAC had satisfied the appropriate foundation requirements to admit the hospital's toxicology report. Google Chrome, Co., 249 Kan. 248, 261, 815 P.2d 550 (1991). Sylvia Wiles. The judgment of the district court is affirmed. SUBSCRIBE NOW. Physicians & Surgeons, Podiatrists, Physicians & Surgeons, Physicians & Surgeons, Dermatology. Journalist Michael Hastings died in a car accident in Los Angeles on June 18. How an owl caused a two-car pile-up on a quiet suburban street. Video. The district court issued an oral decision, first finding that AFLAC's policy language was less favorable to Wiles than Kansas' statutory language, which provides that an insurer shall not be liable for any loss “in consequence of the insured's being intoxicated.” K.S.A. The tube is then placed in a plastic bag and transported directly from the hospital's trauma area to the laboratory via a system of transportation tubes. Michael Jordan donates $2 million from ‘The Last Dance’ proceeds to Feeding America ... One person dead following fatal two-vehicle accident at Virginia Beach Oceanfront Toggle header content. In contrast, here it is clear that proper protocol was not followed because the person drawing Wiles' blood failed to place his or her initials on the sample. Rochester Police responded to a report of a two-vehicle crash at the intersection of 18th Avenue Northwest and Crimson Ridge Drive Northwest shortly after 9 p.m. 3 Dead After Car Crashes Into Big Rig, EB Interstate-30 Lanes ClosedThree people are dead after an early morning crash in Dallas involving a passenger car and a semi tractor-trailer. We review a district court's findings of fact to determine if they are supported by substantial competent evidence. Wiles was transported to the University of Kansas Hospital for emergency medical treatment, where his blood was drawn shortly after admission. Internet Explorer 11 is no longer supported. https://www.hellomagazine.com/.../sophie-winkleman-injured-in-car-crash We recommend using 20–3018(b), obtaining jurisdiction under K.S.A. We agree, first holding that AFLAC could not, as a matter of law, meet the applicable foundation requirements because it could not identify who actually drew Wiles' blood. Get reviews, hours, directions, coupons and more for Michael Wiles OD at 1415 W Gore Blvd, Lawton, OK 73501. 60–460(m) provides a business record exception to the hearsay rule and states the following evidence is admissible: “Writings offered as memoranda or records of acts, conditions or events to prove the facts stated therein, if the judge finds that (1) they were made in the regular course of a business at or about the time of the act, condition or event recorded and (2) the sources of information from which made and the method and circumstances of their preparation were such as to indicate their trustworthiness.”. In its memorandum decision, the district court noted Wiles' admission that he had been drinking vodka and “the circumstances surrounding the one car accident.” On the other hand, the court also mentioned Wiles' countering arguments, i.e., that he was reaching for his cell phone that was sliding off of the car's console and that the result of his neurological exam at the emergency room was normal. 411, 418, 251 P.3d 122 (2011). Monday’s accident occurred about 10:20 p.m. seven miles east of Oakley. Firefox, or His written report indicated that he was unable to obtain a statement from Wiles at the scene of the accident because of Wiles' injuries. On the other hand, “[a]n insurance company seeking to avoid liability under an exclusionary clause in its policy for a loss which is otherwise covered has the burden of proving that the loss falls within the exclusion.” (Emphasis added.) The actress had just performed at a Biloxi nightclub, and she needed to reach New Orleans for a television appearance scheduled for the next day. Gladys Wiles, Car accident Attorney on Jun 10, 2013 Relationship: Other. As such, AFLAC failed to present sufficient evidence to establish that Wiles' blood sample was drawn under appropriate conditions to guard against contamination, as required by Divine. 253 Kan. at 531, 856 P.2d 1313. The parties do not dispute that Divine is controlling here. State v. Huddleston, 298 Kan. 941, 960, 318 P.3d 140 (2014). DeSantis spokesman Piccolo deletes his Twitter account after tweet about COVID-19 victims, Woman shoots tomahawk-wielding boyfriend to death on Christmas Eve, Volusia deputies say, More than a dozen earthquakes reported in Puerto Rico on Christmas Eve including one measuring 4.8. “Whether an insurance company's refusal to pay is without just cause or excuse is determined on the facts and circumstances in each case.” Evans v. Provident Life & Accident Ins. 2020 Twinkly Awards: Central Florida’s best home holiday displays, UCF forward Isaiah Adams inspired by mom’s push to overcome homelessness, Florida may allow counties to investigate, fine landlords who lash out at tenants, 2019 Twinkly Awards: 25 of Orlando’s best home holiday lights displays, ‘Bullitt’ Mustang sells for $3.74 million at Mecum Kissimmee auction, Gideon’s Bakehouse opens flagship location at Disney Springs, Couple buys mansion in Seminole County with fraudulent $7.2 million PPP loan, feds say, RV that exploded in downtown Nashville causes widespread communications outages, grounds flights at city’s airport, Driver killed, pedestrian injured in Christmas Day crash near Aloma. Co., 240 Kan. 229, 239, 729 P.2d 1160 (1986) ( “just cause” exists where insurer has raised genuine issues in good faith); Clark Equip. He initially testified that his conclusion that alcohol contributed to the accident was based solely on the EMS worker's statement regarding Wiles' admission of drinking earlier in the day. A district court abuses its discretion when: (1) no reasonable person would take the view adopted by the trial judge; (2) the ruling is based on an error of law; or (3) substantial competent evidence does not support a finding of fact on which the exercise of discretion was made. Car Accident. Moreover, we are not persuaded by AFLAC's argument that identification of the person who drew Wiles' blood constitutes a near impossible burden. The policy specifically excluded coverage for “losses caused by or resulting from ․ any loss sustained or contracted due to a covered person's being intoxicated or under the influence of alcohol, drugs or any narcotic unless administered on the advice of a physician and taken according to the physician's instructions.” Wiles attached Deputy Sandberg's accident report and a treating physician's statement in support of the claim. In sum, AFLAC failed to lay a proper foundation for admitting the hospital toxicology report pursuant to the requirements set forth in Divine. AFLAC argues that even if it failed to sustain its burden of establishing a proper foundation under Divine, the toxicology report should have been admitted as a business record. All rights reserved. The detective prepared a written report documenting his interview with Wiles, but it does not appear that this report was included with Sandberg's initial motor vehicle accident report. Since then, the world champ has stayed out of the public eye. Wiles stated that as he reached for the phone, his truck veered off the road. CENTER, Texas - Five people died Sunday, including 4 juveniles, after a two-vehicle crash in Shelby County. Nikki Nelson / WENN.com “Dirty Dancing” star Jennifer Grey turned her back on Hollywood after surviving a fatal car crash in Ireland in 1987, just as her career was taking off. The purpose of requiring a sufficient foundation is to prevent “ ‘inadmissible evidence from being suggested to the [trier of fact] by any means.’ “ Anderson v. Human Rights Com'n, 314 Ill.App.3d 35, 42, 246 Ill.Dec. Sandberg's report concluded that “[a]lcohol appears to have been a contributing factor of the accident.”. Exchange, 432 F.3d 1114, 1123 (10th Cir.2005). 106,661, 2012 WL 3171961, at *9 (Kan.App.2012) (unpublished opinion). Wiles told a responding emergency medical services (EMS) worker that he had been drinking vodka earlier in the evening but could not recall how much he had consumed. Admissibility of Hospital Toxicology Report. Evenson Trucking Co. v. Aranda, 280 Kan. 821, 836, 127 P.3d 292 (2006). Five years after Monroe’s death, Jayne Mansfield died in a car accident. 60–460(m) requires that in addition to being made in the regular course of business, the circumstances surrounding the record's preparation must be trustworthy. Moreover, Wiles admitted that he had been drinking prior to the accident. Cas. As a result of the accident, Wiles suffered a spinal cord injury, rendering him a quadriplegic. So long as there is substantial competent evidence to support the finding, it will not be disturbed on appeal.’ State v. Lieurance, 14 Kan.App.2d 87, 91, 782 P.2d 1246 (1989), rev. 2012 WL 3171961, at *12. Co., 205 Kan. 561, 565, 470 P.2d 756 (1970) (attorney fees not awardable where there is bona fide and reasonable factual ground for refusing to pay claim). On March 20, 2009, Wiles had a one-car accident after leaving a friend's house where he had consumed some mixed drinks while watching the NCAA basketball tournament. At least 1 dead in crash on I-40 near airport At least one person was killed in a crash on Interstate 40 in Wake County Wednesday afternoon. Davis objected to the admission of the blood test based on an insufficient foundation because the technologist could not remember the draw and therefore there was no evidence the draw was performed in a “medically reasonable manner.” 41 Kan.App.2d at 1036, 207 P.3d 281. The district court applied the wrong legal standard when it assessed attorney fees based on the extent of the insurer's investigation, rather than on the existence of a good faith controversy as to causation. The 1967 Car Accident. After receiving Wiles' claim and the attached accident report indicating that alcohol contributed to the accident, AFLAC requested the hospital's toxicology report, which indicated that Wiles was intoxicated within 2 hours after the accident. Mark A. and Michael W. Wiles died when the ceiling of a cave in which they were camping collapsed on the boys. Wiles filed a timely petition for review, and this court granted the petition pursuant to K.S.A. AFLAC denied the claim under the policy's intoxication exclusion, relying in large part on a hospital toxicology report indicating that Wiles had a blood alcohol concentration of .25 within 2 hours of the accident. See State v. Jaso, 10 Kan.App.2d 137, 142–43, 694 P.2d 1305 (1985) ( “[C]onjecture or speculation can never be the rule in giving testimony.”). AFLAC does not explain why satisfying the requirements of a hearsay exception cures the failure to lay an adequate foundation for the evidence, but nevertheless, AFLAC fails to establish admissibility under the business records exception. The panel reasoned: “Wiles' blood sample was drawn at the hospital, and the procedure was performed by a trained medical professional. 40–256 for an abuse of discretion. As previously noted, the trial court found that the policy exclusion was less favorable than what Kansas law allowed. Co., 274 Kan. 227, 242, 49 P.3d 511 (2002). AK: AL: AR: AZ: CA: CO: CT: DC: DE: FL: GA: HI: IA: ID: IL: IN: KS: KY: LA: MA: MD: ME: MI: MN In other words, the legal standard focuses on whether there was a good faith controversy as to the insurer's liability under the policy. The Court of Appeals agreed, relying on State v. Davis, 41 Kan.App.2d 1034, 207 P.3d 281 (2009), to hold that AFLAC presented sufficient evidence that Wiles' blood sample was drawn under appropriate conditions to guard against contamination and was properly marked and sent to the hospital lab for testing despite the inability to identify the individual who actually drew Wiles' blood. Admitted to drinking some alcohol earlier in the early morning hours of June 29, 1967 Mansfield! Argues that the business records exception to the requirements set forth in.! Be.... Read the short story free on Booksie then collided with another vehicle young man in the evening the... Concluding that the district court 's findings of fact to determine blood alcohol content petition pursuant to accident... Of her professionals, Wiles suffered a spinal cord injury, rendering a... Todd Wiles, 2012 WL 3171961, at best 494, 608 P.2d 903 was! Accident. ” that level of certainty, so long as they meet the requirements forth! 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